Currently, there are two major schemes that provide energy saving measures free or at subsidised prices CERT* and CESP**

 CERT includes schemes like subsidised insulation for lofts and cavity walls and energy saving devices

 CESP subsidises external wall insulation – where insulation is attached to the property exterior and then a render finish added

 Both these schemes will finish at the end of 2012 and be replaced by the Green Deal and Energy Company Obligation (ECO)

 Vulnerable and low income households will still be helped

 Everyone will be able to benefit from the Green Deal by borrowing money for energy saving measures which are repaid through your energy bill in a ‘pay as you save’ scheme.  Only measures that payback in a reasonable time will be acceptable

 Some measures, including external wall insulation, will be subsidised by energy companies because of ECO.

 External wall insulation, the only solution for houses with solid walls (typically those built before 1920), will be subsidised to make the payback period acceptable. 

 * carbon emissions reduction target

**community energy saving programme